Recent Interviews

Dirk Graszt, CEO, Clean Logistics SE

Dirk Graszt
CEO | Clean Logistics SE
Trettaustr.32, 21107 Hamburg (DE)


Interview Clean Logistics: Hydrogen challenge to Daimler + Co.

Matthew Salthouse, CEO, Kainantu Resources

Matthew Salthouse
CEO | Kainantu Resources
3 Phillip Street #19-01 Royal Group Building, 048693 Singapore (SGP)

+65 6920 2020

Interview Kainantu Resources: "We hold the key to growth in the Asia-Pacific region".

Justin Reid, President and CEO, Troilus Gold Corp.

Justin Reid
President and CEO | Troilus Gold Corp.
36 Lombard Street, Floor 4, M5C 2X3 Toronto, Ontario (CAN)

+1 (647) 276-0050

Interview Troilus Gold: "We are convinced that Troilus is more than just a mine".

07. December 2020 | 09:27 CET

Telekom Austria, Upco International, PayPal: Pioneering spirit pays off in the long term

  • Telecommunications
Photo credits:

Industries are changing, and this change can be extremely lucrative for investors. Just think of the boring automotive sector and the success of Tesla and Co. Digital payment service providers, such as PayPal, are also much better off today than traditional banks. One industry that could benefit from a similar transformation by new players is telecommunications. Many small service providers or telephone companies have a scale problem despite ever-increasing networking—the reason: the classic business with telephony or SMS is eroding and shifting to the network. However, to be a full-fledged provider, telephone companies must continue to offer traditional solutions. That creates problems - even for the big players in the industry.

time to read: 2 minutes by Nico Popp
ISIN: CA9152971052 , US70450Y1038 , AT0000720008



Nico Popp

At home in Southern Germany, the passionate stock exchange expert has been accompanying the capital markets for about twenty years. With a soft spot for smaller companies, he is constantly on the lookout for exciting investment stories.

About the author

Telekom Austria: Declining revenues despite pandemic

For example, Telekom Austria has made losses with roaming offers in recent quarters; there were also adverse currency effects. Business with international telephony is delicate because the principle "volume is everything" applies here. Those who only make calls for a few minutes pay proportionately more. However, due to WhatsApp, Zoom and other apps, people today dial fewer and fewer numbers abroad.

The Telekom Austria share has been bobbing sideways for several months now. On a one-year horizon, the Company has posted a loss fitting in with the rather bleak outlook for the share. The Company itself expects revenues to fall by 2% in 2020 - mainly due to roaming losses and exchange rates in international business. The fact that a telecommunications Company such as Telekom Austria is not growing at a time of global lockdowns when there is a high need to communicate with friends and family is significant and shows that the industry is changing. The Austrian stock is justifiably not very popular.

Upco International: Micro-Cap with new ideas

The shares of the micro-cap Upco International are currently not causing any storms of enthusiasm - which is probably due to the low level of awareness of the title. Upco International has set itself the goal of offering small telecommunications providers a platform for acquiring roaming contingents and other classic telephony offers together with other partners on the market. This is intended to create synergy effects. In addition, Upco International operates as Fintech and has developed an app that enables worldwide payments, cost-effective telephony and other communications.

Upco International targets expats

With this, Upco International is targeting expat communities as customer groups. Recently, the Company made an additional purchase and acquired the niche provider Equinox from the Dominican Republic. The service is used by many exiled Dominicans living in the USA. Upco expects to gain new users for its app and telephony services from the acquisition. The acquisition is only a small part of the Company's vision of uniting several telecommunications providers under the umbrella of Upco International. The business model is still in its infancy. The share price has not yet picked up speed either and must be considered highly speculative. However, it is precisely this constellation that could prompt daring investors to get a foot in the door at Upco.

PayPal: Expansion in Asia and South America

Shareholders are already ideally positioned with PayPal. The Company recognized the weaknesses of traditional payment service providers early on and built its business model on this. Today, banks and retailers interact with the payment pioneers as a matter of course. For millions of people around the globe it is a given to use the service of PayPal when shopping on the net. In the meantime, the Company is also pushing into traditional floor trading. It is taking a similar approach to Upco, for example, partnerships in South America and Southeast Asia are intended to help win new customers for PayPal.

The share price increased by more than eighty percent last year and has also picked up speed in recent weeks. Although the valuation is ambitious, PayPal also has an excellent market position. The Company earned this position years ago when it recognized the shortcomings of established companies and put everything into uncomplicated payments on the net.


Nico Popp

At home in Southern Germany, the passionate stock exchange expert has been accompanying the capital markets for about twenty years. With a soft spot for smaller companies, he is constantly on the lookout for exciting investment stories.

About the author

Conflict of interest & risk note

In accordance with §34b WpHG we would like to point out that Apaton Finance GmbH as well as partners, authors or employees of Apaton Finance GmbH may hold long or short positions in the aforementioned companies and that there may therefore be a conflict of interest. Apaton Finance GmbH may have a paid contractual relationship with the company, which is reported on in the context of the Apaton Finance GmbH Internet offer as well as in the social media, on partner sites or in e-mail messages. Further details can be found in our Conflict of Interest & Risk Disclosure.

Related comments:

06. January 2021 | 08:33 CET | by André Will-Laudien

UPCO International, Netflix, Tencent: Unchecked Mobile & Internet Boom!

  • Telecommunications

The lockdown is extended once again in Europe. One does not want to give the virus a chance to change hosts. As a result, the inner cities' streets are emptying again, and the front seats on the home streaming device and life in the online world are more in demand than ever. Good for the companies that have already fully digitized their business model a few years ago and can maintain a large presence on the Internet. Here, revenues are rising by themselves; the scaling so often mentioned in management letters is now taking place. Communication service providers, payment providers, and mobile platforms have been in the ascendancy for months now. We take a closer look at a few industry players.


26. November 2020 | 08:42 CET | by André Will-Laudien

Deutsche Telekom, Tencent, Upco International – it used to roar!

  • Telecommunications

We are currently in the early stages of 5G rollout, with a focus on developing new features and increasing network performance. It's easy to get caught up in the 5G hype, and rightly so: the benefits that 5G can offer to several technology sectors are enormous. The industry speaks in this context of the age 4.0 or IOT, meaning "internet of things" - i.e. the total networking of production with all its suppliers and customers in real-time categories. Everything is traceable, controlled and validated online - accounting is entirely automatic. However, there are still unanswered questions about the health effects of high-performance networks on people, which nobody really knows how to answer. Until we have reached a nationwide expansion stage in Germany, LTE users will continue to make up the vast majority of the operators' subscriber base and continue to generate substantial revenues. The last mile of digitization is still to come, a clear sign of a misguided industry policy.


09. November 2020 | 11:08 CET | by André Will-Laudien

Vodafone, UPCO International, Apple: Phone, Pay, Chat!

  • Telecommunications

Telecommunication today is an inexpensive service that we take for granted. In the past, however, international calling was an exciting affair. I can still remember the time before the mobile telephone. It was 1990, in Death Valley, United States with a temperature of almost 50 degrees, there was a Pacific Bell coin-operated telephone which only accepted quarters (US 25 cent coins). When dialling a German number, the operator said: "Please insert USD 4.75 to proceed with this call." Prepared for this, with 19 quarters, one would insert the coins and wait under the plexiglass hood for the connection. One congratulated a family member on their birthday or exchanged a brief update on a vacation and then after 1 minute 30 seconds the call would end. At the very least, the relatives 9,100 km away had received a sign of life. All is well!