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June 23rd, 2021 | 10:40 CEST

Deutsche Bank, Telekom, Aspermont: Here are the digitization winners

  • Digitization
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We now see in our everyday lives that digital solutions promise significant benefits: searching for a car-sharing vehicle or an electric scooter is only really fun with a smartphone. Many of the inconveniences of the Corona pandemic are also bearable, thanks to digital solutions. For example, the transmission of test results or proof of vaccination. Many traditional industries are also facing change thanks to digitalization. While large companies sometimes suffer from the change, small companies can gain market share. We outline three values.

time to read: 3 minutes | Author: Nico Popp
ISIN: DE0005140008 , DE0005557508 , AU000000ASP3

Table of contents:

    Deutsche Bank: Torn between the two

    Deutsche Bank seems to have recovered from its low. After all, investment banking is yielding something, and the restructuring measures are also viewed positively by the market. Between 2016 and 2023, Deutsche Bank plans to send a quarter of its employees home. The reason for this is likely to be digitization: Today, even many older people no longer go to the counter for a bank transfer and do their banking from home. There are also fewer and fewer bank branches. As a result, bank employees are also no longer in as much demand as they used to be.

    But the transformation to a digital bank is also proving difficult for companies like Deutsche Bank: innovative startups are setting new standards, for example, for checking accounts, but also for investments and loans. While these startups primarily want to grow, Deutsche Bank has to be profitable. Consequently, the bank cannot copy every new product directly or does it its own way. As a result, the products are usually more expensive and not quite as hip as the solutions from the startup forges. Thus, while Deutsche Bank is on a good path, it is also caught in the dilemma between innovation for customers and the desire to offer high-margin products. The latter is particularly difficult against the backdrop of the low-interest phase. The share is, therefore, not very promising.

    Deutsche Telekom: Solid value, but...

    Things look better for Deutsche Telekom. As a telecommunications provider, the Company is active in many exciting markets and, thanks to the acquisition of its US competitor, Sprint, generated revenue of more than EUR 100 billion for the first time in its history. Telekom generated three-quarters of this abroad - one more argument to see the share as a solid investment. Telecommunications providers are the utilities of the 21st century. If regional diversification is added, the business becomes very secure.

    In addition, Telekom's systems business accounts for just over 3% of revenue but is of great value to the Company. In this way, Telekom pools know-how and is close to technological innovations. In 2020, some roaming charges fell away because of the pandemic, but the performance shows that the stock is very robust. Since the height of the pandemic, the stock has recovered and also offers a 4% dividend. The stock is a solid investment, but trees do not grow to the sky. If you want to give your portfolio a yield kick, you should look at other stocks as a complement.

    Aspermont: Media company and solution provider

    One such company is Aspermont. The Australian Company publishes Mining Magazine and Mining Journal, trade publications with a history of more than a century. Like many other media companies, Aspermont ran into problems a few years ago and turned its business around significantly. Now Aspermont is digital, offering webinars, digital trade shows and meetings, and climate change-related products, in addition to publications for industrial companies, farmers, or mining companies.

    As recent figures have shown, customers embrace these new products and are also willing to pay money for them. In the first half of the current fiscal year, EBITDA climbed 193% to AUD 0.6 million and the gross margin improved by 63%. Because of the pandemic, these figures were very positively received by the market. The strong user growth, 32% p.a. over five years, indicates that this development will continue and is even expandable. In particular, the many new products on universal topics, such as climate change and ESG, should meet with lively interest. With its existing user base, Aspermont is also predestined to launch other products. The stock has stabilized around EUR 0.02 in Germany. Aspermont is a traditional company with an all-around digital profile that has achieved a turnaround. The expected growth could also benefit shareholders.

    Conflict of interest

    Pursuant to §85 of the German Securities Trading Act (WpHG), we point out that Apaton Finance GmbH as well as partners, authors or employees of Apaton Finance GmbH (hereinafter referred to as "Relevant Persons") may in the future hold shares or other financial instruments of the mentioned companies or will bet on rising or falling on rising or falling prices and therefore a conflict of interest may arise in the future. conflict of interest may arise in the future. The Relevant Persons reserve the shares or other financial instruments of the company at any time (hereinafter referred to as the company at any time (hereinafter referred to as a "Transaction"). "Transaction"). Transactions may under certain circumstances influence the respective price of the shares or other financial instruments of the of the Company.

    Furthermore, Apaton Finance GmbH reserves the right to enter into future relationships with the company or with third parties in relation to reports on the company. with regard to reports on the company, which are published within the scope of the Apaton Finance GmbH as well as in the social media, on partner sites or in e-mails, on partner sites or in e-mails. The above references to existing conflicts of interest apply apply to all types and forms of publication used by Apaton Finance GmbH uses for publications on companies.

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    Der Autor

    Nico Popp

    At home in Southern Germany, the passionate stock exchange expert has been accompanying the capital markets for about twenty years. With a soft spot for smaller companies, he is constantly on the lookout for exciting investment stories.

    About the author

    Related comments:

    Commented by Fabian Lorenz on May 17th, 2022 | 14:14 CEST

    Nel share with a tailwind, but what are TeamViewer and Aspermont doing?

    • Technology
    • Digitization

    Last week was disastrous for many technology stocks. In this environment, the Nel share showed strength and yesterday, it also performed positively in a relatively weak environment. That is because there is currently a tailwind for the hydrogen specialist from a wide variety of places: analysts, the European Union and even a king. At least analysts are also convinced of Aspermont. After the positive figures, investors are hoping for new impetus from the technology company's presentation at a virtual investor conference. At TeamViewer, analyst comments are mixed, but the price targets are attractive.


    Commented by Carsten Mainitz on May 10th, 2022 | 10:39 CEST

    Zalando, Aspermont, SAP - Corona and back, the stock rebound is coming!

    • Digitization
    • Investments
    • Technology

    What would society and the economy look like without digitization? The Internet, software and smartphones have become a matter of everyday life and form the basis for communication and interaction. Corona has been an accelerator in many ways. On the other hand, pandemics and war clearly show us the limits of supposedly predictable growth with scarcity prices and supply chain disruptions. At a reduced price level, it is worth looking at "digitization stocks" that offer good opportunities.


    Commented by André Will-Laudien on April 21st, 2022 | 13:28 CEST

    Split & Dividend: Allianz, Aspermont, Amazon - These Triple-A stocks are a joy to watch!

    • Digitization
    • Marketing
    • Media

    In volatile stock market times, investors are again focusing on the time-honored virtues of investing in stocks: stable business models, profits, cash flows, and dividends receive special attention. If a company can also announce investor-friendly buyback programs or splits, then it is usually a liquid and growing Company that has its investors in mind and is also prepared to share. In 2021, the payout ratio of the companies included in the German selection indices was around 42%. That means that almost half of the profits generated end up with the investor. Historically, this figure has fluctuated between 37 and 51%. We look at companies that stand out with special actions.