Menu

Recent Interviews

Ryan Jackson, CEO, Newlox Gold Ventures Corp.

Ryan Jackson
CEO | Newlox Gold Ventures Corp.
60 Laurie Crescent, V7S 1B7 West Vancouver (CAN)

info@newloxgold.com

+1 778 738 0546

Newlox CEO Ryan Jackson on building a green gold producer with a rapid growth trajectory


Nick Mather, CEO, SolGold PLC

Nick Mather
CEO | SolGold PLC
1 King Street, EC2V 8AU London (GB)

emichael@solgold.com.au

+44 20 3823 2125

SolGold CEO Nick Mather on building a major gold and copper mining company


Jared Scharf, CEO, Desert Gold Ventures Inc.

Jared Scharf
CEO | Desert Gold Ventures Inc.
4770 72nd St,, V4K 3N3 Delta (CAN)

jared.scharf@desertgold.ca

Desert Gold Ventures CEO Jared Scharf on West Africa and its potential


09. November 2020 | 11:08 CET

Vodafone, UPCO International, Apple: Phone, Pay, Chat!

  • Telecommunications
Photo credits: pixabay.com

Telecommunication today is an inexpensive service that we take for granted. In the past, however, international calling was an exciting affair. I can still remember the time before the mobile telephone. It was 1990, in Death Valley, United States with a temperature of almost 50 degrees, there was a Pacific Bell coin-operated telephone which only accepted quarters (US 25 cent coins). When dialling a German number, the operator said: "Please insert USD 4.75 to proceed with this call." Prepared for this, with 19 quarters, one would insert the coins and wait under the plexiglass hood for the connection. One congratulated a family member on their birthday or exchanged a brief update on a vacation and then after 1 minute 30 seconds the call would end. At the very least, the relatives 9,100 km away had received a sign of life. All is well!

time to read: 4 minutes by André Will-Laudien


 

Author

André Will-Laudien

Born in Munich, he first studied economics and graduated in business administration at the Ludwig-Maximilians-University in 1995. As he was involved with the stock market at a very early stage, he now has more than 30 years of experience in the capital markets.

About the author


Vodafone - share at a 5-year low

Telecommunications today are in the hands of large providers, such as the British Vodafone Group plc. The shares value has lost 70% since 2015 and is now at a 5-year low. The Vodafone Group is one of the largest global mobile communications companies. With over 445 million customers in 26 countries, the Company is the world's second-largest mobile phone provider. The Company focuses on the USA, Europe, the Middle East, Africa, India and Australia.

In addition to its services and mobile products, the Company also trades in cell phones, smartphones, tablets and computers sold under license. In 2013, Vodafone sold its shares in the US provider Verizon Wireless and thus the US business to Verizon. They also acquired Kabel Deutschland Holding AG. Since then, they have been providing not only mobile customers but also private households with cable networks and DSL services.

Since 2018, the telecom giant’s revenues have been declining, with losses in 2019 and 2020 due to the necessary acquisition of 5G licenses. The equity ratio is only 42% with total assets of EUR 142.8 billion. Vodafone's dividend yield of 7.6% and capitalization of just EUR 33.6 billion remains exciting. The share is not likely to fall forever.

UPCO International - network access all over the world

UPCO offers a fascinating business model internationally. The small Canadian Company operates an entirely self-sufficient Internet cell phone platform for communication and data traffic. Founded in 2014 and headquartered in Vancouver and New York City, the Vancouver-based telecommunications and digital services Company owns a competitively priced, high-quality, privacy-protected social platform for telecommunications and communications payments.

The chief attraction is its geographical positioning. The Company offers its services where telephony is still expensive and cumbersome, in so-called emerging or niche markets. In such countries, the big telecom operators are still the local top dogs. However, UPCO offer normally priced Internet access with which a smartphone owner can make a VOIP (Voice-over-IP) call, i.e. making phone calls via the data line. If the other party also has UPCO installed as an app, this call is free, just like Skype or WhatsApp.

But now UPCO offers two more features. Firstly, by using wholesale discounts, it is possible to make cheap international calls via VOIP to any network connection, which would otherwise not be affordable in countries in the Middle East, Africa or Asia. And the second feature has just been rolled out and is in the test phase: UPCO Pay. The customer owns a so-called e-wallet with his bank accounts and possibly also crypto accounts and can send money with one click within a secure crypto environment. So if you want to support a close relative or friend remotely, UPCO allows you to transfer funds within the shared chat function at 40% less than traditional credit card payments. UPCO is revolutionizing mobile payment and is currently working on a B2B solution for retailers and restaurants. The stock is worth just CAD 4 million...and that with these service packages, almost unbelievable!

APPLE - The apple does not fall far from the tree

Apple stood at USD 134.00 in summer 2020 and had a value of USD 2.8 trillion - this corresponds roughly to the French gross national product. With the seemingly high exchange rate, a split was carried out, but since this summer high not much has happened to the share price. It even corrected downwards by over 20% in October. Apple is currently driving a hot tire because the current management would probably prefer a high level of debt to a lower valued share. Thus, shares are being repurchased undiminished. Given the threat of a recession in 2021, it would be advisable to reduce debt significantly because the equity ratio has fallen to below 25% with a dynamic debt ratio of 357%.

So the leverage is quite good at Apple, and since the last quarterly figures, we have seen better prospects. First, a failure in iPhone sales in the next quarter could be harrowing for Apple. In the current Q3 report we have already seen a decline in iPhone sales, which could harm the next quarter.

While Apple was able to explain part of the loss in sales as "consumer decisions" that wait for the release of the iPhone 12 and thus delay already planned purchases, the significant decline we see in China is much more difficult to explain. For Apple, China is the critical growth market for iPhones. There the iPhone is both a tool and a status symbol. The looming threat of a ban on apps - especially WeChat - could easily distract the Chinese, who use only one device, from iOS-compliant phones. The days of the never-ending Apple stock price rally are likely to be numbered. A capitalization of USD 2.5 trillion can fall from time to time if the apple tumbles and does not fall far from the tree. A rally such as Apple has experienced does not disappear in days, but instead, it happens gradually.


Author

André Will-Laudien

Born in Munich, he first studied economics and graduated in business administration at the Ludwig-Maximilians-University in 1995. As he was involved with the stock market at a very early stage, he now has more than 30 years of experience in the capital markets.

About the author



Conflict of interest & risk note

In accordance with §34b WpHG we would like to point out that Apaton Finance GmbH as well as partners, authors or employees of Apaton Finance GmbH may hold long or short positions in the aforementioned companies and that there may therefore be a conflict of interest. Apaton Finance GmbH may have a paid contractual relationship with the company, which is reported on in the context of the Apaton Finance GmbH Internet offer as well as in the social media, on partner sites or in e-mail messages. Further details can be found in our Conflict of Interest & Risk Disclosure.


Related comments:

26. November 2020 | 08:42 CET | by André Will-Laudien

Deutsche Telekom, Tencent, Upco International – it used to roar!

  • Telecommunications

We are currently in the early stages of 5G rollout, with a focus on developing new features and increasing network performance. It's easy to get caught up in the 5G hype, and rightly so: the benefits that 5G can offer to several technology sectors are enormous. The industry speaks in this context of the age 4.0 or IOT, meaning "internet of things" - i.e. the total networking of production with all its suppliers and customers in real-time categories. Everything is traceable, controlled and validated online - accounting is entirely automatic. However, there are still unanswered questions about the health effects of high-performance networks on people, which nobody really knows how to answer. Until we have reached a nationwide expansion stage in Germany, LTE users will continue to make up the vast majority of the operators' subscriber base and continue to generate substantial revenues. The last mile of digitization is still to come, a clear sign of a misguided industry policy.

Read

27. October 2020 | 09:50 CET | by Nico Popp

Deutsche Telekom, Freenet, Upco International: Where telecommunications creates returns

  • Telecommunications

If investors were looking for high returns a little more than twenty years ago, they often found them in telecommunications stocks. In addition to the big network operators, such as Deutsche Telekom and Vodafone, the mobile phone stocks of the first hour, such as Nokia and Ericsson, also caused euphoria among investors. The telecommunications sector has become uninteresting for investors. This does not mean telecommunication shares do not play a vital role in the portfolios of investors or that they can even increase the yield noticeably as a speculative addition.

Read

14. January 2020 | 08:11 CET | by Mario Hose

Deutsche Telekom & Co with 5G challenge - Will Philion benefit in 2020?

  • Telecommunications

5G is not only a major challenge for Deutsche Telekom. All German network operators have to cope with the high investments required for the next generation mobile communications standard. They are still busy working on the 4G LTE standard. One example is the recent announcement that Telefonica Deutschland is not meeting its obligations for 4G network rollout. Only those who can ensure high network utilization will earn money. To achieve this, no network operator can avoid independent mobile service providers like Philion SE. The still young listed company has repositioned itself with the takeover of Handyflash.de at the end of 2019. Profitable growth is expected to begin in 2020. There are good reasons why the small-cap stock could take off in 2020.

Read