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Matthew Salthouse, CEO, Kainantu Resources

Matthew Salthouse
CEO | Kainantu Resources
3 Phillip Street #19-01 Royal Group Building, 048693 Singapore (SGP)

+65 6920 2020

Interview Kainantu Resources: "We hold the key to growth in the Asia-Pacific region".

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Justin Reid
President and CEO | Troilus Gold Corp.
36 Lombard Street, Floor 4, M5C 2X3 Toronto, Ontario (CAN)

+1 (647) 276-0050

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John Jeffrey, CEO, Saturn Oil + Gas Inc.

John Jeffrey
CEO | Saturn Oil + Gas Inc.
Suite 1000 - 207 9 Ave SW, T2P 1K3 Calgary (CAN)


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28. January 2021 | 10:28 CET

Software AG, Upco International, Moderna - Here's the new WhatsApp!

  • Blockchain
Photo credits:

WhatsApp is the world's leading messenger service, with over two billion users chatting, calling and sending photos to each other. However, by announcing that it was changing its privacy policy, the Facebook subsidiary has done itself a disservice. Users are now running away in droves. Competitor Telegram gained over 25 million new users within three days, and Signal was the most downloaded app in the Apple Store. Another company is also benefiting from the WhatsApp debacle, but this one can do much more than just Messenger.

time to read: 2 minutes by Stefan Feulner
ISIN: CA9152971052 , DE000A2GS401 , US60770K1079



Stefan Feulner

The native Franconian has more than 20 years of stock exchange experience and a broadly diversified network.
He is passionate about analyzing a wide variety of business models and investigating new trends.

About the author

Significant increase in downloads

Upco Messenger, one of several tools from cloud-based mobile Company Upco International, has seen a very sharp increase in downloads in recent weeks. In particular, Upco's key growth markets in the Middle East and Asia contributed to unprecedented growth rates of about 15% weekly since the beginning of 2021. Upco offers state-of-the-art "end-to-end encryption" for Messenger, which prevents messages from being stored and read by people who are not the intended recipient. In addition, the Canadians do not sell analytics or data usage to third parties. It was one of the main criticisms of WhatsApp and its parent Facebook.

Well structured

Through a radical reboot last year, the new management around the experienced CEO Andrea Pagani turned things around. The clear structuring into two business units was the key to sustainable success. The first unit is Wholesale Telecom, which corresponds to the classic telecommunications wholesale business. Here, better contract terms with international telecommunications providers for cross-border telephone traffic are achieved by pooling many smaller customers. Upco International coordinates Wholesale Telecom, but it will be operationally managed by earmarked companies that will be integrated into the group over time.

Into the future with blockchain

Wholesale Telecom is a natural fit for Upco International as a sales vehicle for its second division, Digital Services. This segment focuses on voice and data services as well as digital payments and money transfers. Voice and data services such as voice over IP and chats are handled through UpcoNet, while digital payments work through UpcoPay. Initially, UpcoPay will be innovative and highly secure as it is a blockchain-based direct payment method between individuals and merchants. Then, starting in 2021, Upco users in Europe will be able to use UpcoPay to send and receive money simply, securely, and without using a credit or debit card, but much more cheaply than competitors like Western Union or PayPal.

UpcoPay is set to launch across Europe with Finnish partner Enfuce. The Upco International share has made a fabulous comeback in recent weeks from EUR 0.03 to EUR 0.19 at its peak. However, the stock market value is still a manageable EUR 17.92 million. If the new management strategy works out, higher prices should be seen in the long term.

Above forecasts, weak outlook

Software AG performed slightly better than expected in terms of revenue and earnings in the final quarter. Total revenue fell by around 7% to EUR 237.8 million, while EBITDA declined by a good quarter to EUR 62.5 million. At the same time, the forecasts for the year as a whole, which had been raised in November, were exceeded in terms of incoming orders. However, the Company had to slow down somewhat on the outlook. Management expects further burdens on earnings due to the faster switch to subscription models. The EBITDA margin in 2021 is likely to be between 16 and 18 percent, which is below analysts' forecasts of just under 21 percent. In 2023, however, the Company is targeting a margin of 25 to 30 percent. Shares nevertheless rose 7.2%to EUR 36 despite the gloomy outlook.

On the verge of a breakthrough

It's getting exciting. In the coming days, pharmaceutical giant Johnson & Johnson expects to receive data from a phase 3 trial of a Covid-19 vaccine. Unlike its competitors, this vaccine enables only a single dose to be sufficient for full vaccine protection. Of course, this would be a clear competitive advantage against BioNTech, Moderna and AstraZeneca. If the results are successful, an application for emergency approval will be submitted in the USA as early as February.


Stefan Feulner

The native Franconian has more than 20 years of stock exchange experience and a broadly diversified network.
He is passionate about analyzing a wide variety of business models and investigating new trends.

About the author

Conflict of interest & risk note

In accordance with §34b WpHG we would like to point out that Apaton Finance GmbH as well as partners, authors or employees of Apaton Finance GmbH may hold long or short positions in the aforementioned companies and that there may therefore be a conflict of interest. Apaton Finance GmbH may have a paid contractual relationship with the company, which is reported on in the context of the Apaton Finance GmbH Internet offer as well as in the social media, on partner sites or in e-mail messages. Further details can be found in our Conflict of Interest & Risk Disclosure.

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18. January 2021 | 12:53 CET | by Carsten Mainitz

Riot Blockchain, Upco International, Microsoft - Game changer Blockchain - more than just Bitcoin!

  • Blockchain

Blockchain is more than just Bitcoin. This cryptographic chaining process in a decentralized "accounting system" forms the technological basis for the cryptocurrency and allows for other diverse applications. Profound upheavals are on the horizon in many areas of the economy, with currencies, payment services and assets just a few examples. A vast field of application is blockchain-based contracts, so-called smart contracts stored in a programming language. In general, blockchain offers the advantages of tamper-resistance and lower transaction costs, among others. But the technology also comes up against limitations with some adverse side effects such as low efficiency and high energy consumption. Blockchain is not a cure-all, but the market for a wide variety of areas is enormous and enables providers to grow dynamically, sometimes exponentially, in the long term. We introduce you to three profiteers of the blockchain growth trend.


11. January 2021 | 10:15 CET | by Carsten Mainitz

Bitcoin Group, BIGG Digital Assets, Square Inc.- incredible potential!

  • Blockchain

The market penetration of cryptocurrencies and the tokenization of crypto assets are still at an early stage. The benefits of blockchain-based transactions are clear. Bitcoin marked an all-time high last week at USD 41,000, quintupling in 12 months. Professional investors are becoming increasingly interested in the crypto asset class. Ultimately, the triumph of crypto depends on regulators and general acceptance. However, the multi-faceted Group of payment service providers or specialized (software) solution providers are also interesting for investors. After all, these are cutting themselves an ever-larger slice of PayPal's colossal pie. We introduce you to promising companies, some of which are still relatively unknown, that have huge upside potential.


05. January 2021 | 08:39 CET | by André Will-Laudien

BIGG Digital Assets, NEL ASA, BYD: The Bitcoin Crypto Rally Continues!

  • Blockchain

Exactly 5 weeks ago, we looked at the BTC exchange rate as it just bounced off the USD 20,000 mark. Over the weekend, it again reached a new high of USD 34,790. Yesterday we saw a violent correction to USD 27,975, just like that, 20% in 4 trading hours. Crypto investors are used to volatility; it will be another hell ride in 2021 anyway because the strong supporters of the Bitcoin already see a new world currency. The supporters of the FIAT dollar, on the other hand, would rather quickly ban the Bitcoin to protect the financial systems from questionable changes. With just 21 million units, the Bitcoin has no reserve character, because only a few wealthy people on this globe can buy a unit of it. It will be interesting to see how the US dollar - Bitcoin - gold currency triangle develops this year.