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November 9th, 2021 | 10:57 CET

Peter Thiel-like returns: Commerzbank, Weng Fine Art, Aspermont, TeamViewer

  • Fintech
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Fintech is revolutionizing the financial sector and earning good money. Those who digitize payment or capital flows benefit from the most important characteristic of digital business processes: scaling. While traditional factories can only increase their capacity with more machines, factory floors and personnel, digital business models need only more server capacity. Modern architectures even make it possible to ramp up this capacity from one moment to the next or to book it with an external service provider. The actual product can thus be deployed many times over with minimal effort. Startup investors like Peter Thiel and founders are happy about this.

time to read: 3 minutes | Author: Nico Popp

Table of contents:

    Commerzbank joins forces with Weng Fine Art

    One Company that sounds a bit dusty at first, but has a fair amount of fintech imagination in it, is Commerzbank. Yes, you read that right! The somewhat dull bank from Frankfurt no longer enjoys the reputation of days gone by, but the bankers have shown a good hand with investments in the past. For years, they invested in the US Company Marqeta, which offers interfaces for payment flows. This Company is now worth a whopping USD 4.3 billion. Although Commerzbank's share is estimated to be only in the low single digits, it only paid tens of millions in several tranches years ago.

    Commerzbank is also involved in the German fintech 360X, which aims to make a splash around the tokenization of real estate and art, together with Deutsche Börse. A few months ago, emerging art dealer and small-cap star Weng Fine Art also took a stake in 360X, making the Company's vision around innovative forms of investment seem a little clearer. Cue digital art in the form of NFTs. And the core business of Commerzbank? It is just plodding along. Although the bank has recently returned to profitability, the digitization of its core business is not working out for the successful fintech investor. The management staff also changes frequently. Let's hope that the successful investment strategy is not up for grabs in the long term - it wouldn't be the first time that managers have made the wrong decisions under pressure.

    Aspermont: Are hundreds of contacts pushing the fintech project?

    The right decisions were made a few years ago by the Australian media Company Aspermont. At that time, the Company was on the verge of going out of business and completely turned itself around digitally. The result: today, the Company is in the black and generates rich cash flows. Digitization means that media content can be used more than once, and lucrative subscription models can be sold. Aspermont serves many affluent customers with brands such as Mining Magazine, aimed at mining companies, and numerous other publications from the agricultural sector to industrial companies. Aspermont has been increasingly successful in monetizing these long-standing relationships, most recently reporting a 25% increase in revenue with a 39% increase in gross profit.

    At the same time, Aspermont announced plans to launch its own corporate finance platform in the second quarter of next year. While precisely what the model will look like remains to be seen, Aspermont points to the great potential that can come from its network. Banks and other intermediaries usually take a big slice of the pie when it comes to investments of this kind. A digital solution could cut costs and still score high on performance thanks to Aspermont's expertise. The stock rose sharply early this year but has since corrected. Given the profitability and growth prospects, the stock is worth considering. Aspermont combines a digital core business with innovative projects. The share is trading at just over one cent in Germany. The reason for the penny-stock existence is the home stock exchange in Australia. Quotations in the cent range are nothing disreputable there but rather signal growth fantasy.

    TeamViewer: The competition never sleeps

    The TeamViewer share also exuded the latter fantasy after the outbreak of the pandemic. When everyone was rushing off to the home office, TeamViewer, the remote PC control software, benefited from the circumstances. Since then, a lot has happened: an investment company has cashed in, and the Company has put up a lot of money to expand. This course was eyed skeptically by the market, and the stock dropped at times. However, the Company recently achieved a remarkable success: TeamViewer was in the black - and the share price rose again. However, given an annual loss of 63%, this is at best a flash in the pan. TeamViewer may be digital and have good products, but the Company also operates in a shark tank. The competition is fierce.

    While Commerzbank's sluggish core business is wiping out smart investments in fintech and other startups, TeamViewer has to compete with the big players in the industry; any software company can become a competitor. Aspermont, on the other hand, operates in a niche market. The media company has long since become a small but mighty tech player with hundreds of companies worldwide as customers. That holds potential and sparks imagination.

    Conflict of interest

    Pursuant to §85 of the German Securities Trading Act (WpHG), we point out that Apaton Finance GmbH as well as partners, authors or employees of Apaton Finance GmbH (hereinafter referred to as "Relevant Persons") may in the future hold shares or other financial instruments of the mentioned companies or will bet on rising or falling on rising or falling prices and therefore a conflict of interest may arise in the future. conflict of interest may arise in the future. The Relevant Persons reserve the shares or other financial instruments of the company at any time (hereinafter referred to as the company at any time (hereinafter referred to as a "Transaction"). "Transaction"). Transactions may under certain circumstances influence the respective price of the shares or other financial instruments of the of the Company.

    Furthermore, Apaton Finance GmbH reserves the right to enter into future relationships with the company or with third parties in relation to reports on the company. with regard to reports on the company, which are published within the scope of the Apaton Finance GmbH as well as in the social media, on partner sites or in e-mails, on partner sites or in e-mails. The above references to existing conflicts of interest apply apply to all types and forms of publication used by Apaton Finance GmbH uses for publications on companies.

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    Der Autor

    Nico Popp

    At home in Southern Germany, the passionate stock exchange expert has been accompanying the capital markets for about twenty years. With a soft spot for smaller companies, he is constantly on the lookout for exciting investment stories.

    About the author

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