Palantir, Credissential, Deutsche Bank – AI separates winners from losers

Palantir at record high: Elon Musk's Grok integration boosts AI giant

Investors are currently pinning their hopes on a further rise in Palantir's share price. Palantir Technologies' shares reached a new record high last week. Revenue in Q4/2024 rose 36% to USD 828 million. The US business performed particularly strongly, with an increase of 52%. For the full year 2025, the tech company expects revenues of around USD 3.75 billion.

The integration of Elon Musk's xAI chatbot Grok into Palantir's AI platform https://investors.palantir.com/ is generating additional enthusiasm among investors. The stock is benefiting from the increasing demand for AI-powered analysis software that supports customers in data-driven decisions. As a "Special Government" employee, Elon Musk leads the program and is restricted to working no more than 130 days per year for the government. His team consists primarily of tech-savvy employees under the age of 25.

The current developments around the Department of Government Efficiency (DOGE), including the exposure of USAID money flows, could open up new opportunities for Palantir. The optimization of government spending that US President Trump is striving for would also increase demand for Palantir's AI-driven analysis tools. The Company's software could help make money flows more transparent and uncover inefficiencies. The program, https://de.wikipedia.org/wiki/Department_of_Government_Efficiency, under the supervision of entrepreneur Elon Musk, is set to run until July 4, 2026. The date marks the 250th Independence Day of the USA. With Trump, you can be sure: He never misses an opportunity to celebrate his own greatness.

AI is revolutionizing the US used car market: Credissential connects dealers digitally

We have all been there: your old car is increasingly causing trouble, and a repair can easily be more expensive than buying a used vehicle. Consumers first go online to research and get an overview of the market. Prices and conditions can vary significantly between private sellers, and often, not all defects are clearly and openly communicated. This leads to a lot of wasted time. For used car dealers, on the other hand, their reach is often limited to a regional area.

A Canadian tech company aims to change this. The digital marketplace that Credissential is developing brings together used car buyers and sellers in the US. An AI-driven solution ensures a smooth deal flow, saving time and hassle for all parties involved. CEO Colin Frost aims to provide local car dealers with easy market access. The problem for dealers is clear: the next generation of buyers essentially lives virtually on their smartphones and digital devices. Rarely does anyone watch TV or flip through local advertising brochures, which are becoming increasingly unattractive as an advertising channel.

The system developed by Credissential (https://www.credissential.com/investors) called DealerFlow is being developed to target around 60,000 independent car dealers in the US who - according to the Credissential investor deck, slide 6 - currently lose up to 30% of their sales each year to the already established digital competition in the online market. Credissential aims to handle the entire sales process through its platform, and is also developing its platform to access a nationwide inventory of vehicles at wholesale prices. Users in Santa Barbara, for example, can discover their dream car in Texas and, if they wish when fully commercialized, have it delivered right to their doorstep.

CEO Frost thinks further ahead. Along with the new or used car, the company is integrating tools to get an appropriate insurance policy, vehicle transfer service, and financial services, all of which make the dream of owning the next car a reality. The all-inclusive package for used car purchases is optimized for processes and designed as online leads in a way that can help affiliated dealers close more deals. For investors, this presents a clearly comprehensible and promising business model.

The market conditions appear ideal: 15.5 million new vehicles were sold through authorized dealers in the US in 2023. The US used car market has also reached an average annual volume of USD 12.7 million.

Frost goes one step further and relies on blockchain as a security enhancer (https://www.credissential.com/news/credissential-secessfully-integrates-quantum-encryption-into-antenna) in his platform solution. "With the proliferation of blockchain and the migration of financial institutions to digital asset ecosystems, security vulnerabilities are becoming increasingly critical," explains Frost. Thanks to this highly cyber-secure technology, he is miles ahead of his competitors.

Unfair practices: Deutsche Bank ordered to pay EUR 10 million in Spain

According to the Financial Times ft.com/content/ec6833b1-ae87-47ff-9ffe-e5cc3dbc293f, Deutsche Bank has to pay a fine of EUR 10 million to the Spanish financial regulator CNMV. The bank allegedly sold faulty and high-risk derivatives to small and medium-sized companies in Spain without informing its customers of possible losses. The CNMV is therefore accusing Deutsche Bank of "very serious violations" of Spanish and EU law. The unfair practices were carried out between 2018 and 2021.

A particularly serious case occurred with a fruit and vegetable retailer. The small business, with an annual turnover of EUR 3 million, entered into a EUR 19 million derivatives transaction over a period of 5 years.

Currency derivatives https://deutsche-wirtschafts-nachrichten.de/710066/derivate-volumen-der-deutschen-bank-so-gross-ist-das-risiko-tatsaechlich are used to hedge currency risks. Some of the Spanish companies suffered losses in the millions and were on the verge of insolvency.

The unfair practice was uncovered by a whistleblower. An internal investigation was then initiated. The consequences for Deutsche Bank, which have now been introduced, https://investor-relations.db.com/ also mean that they are not allowed to provide any advice on these financial instruments for a period of 1 year from now on. Deutsche Bank, on the other hand, is appealing and claims that it has improved its internal processes since then.

Palantir continues to grow relentlessly, with revenues up 36% to USD 828 million in Q4 2024. The integration of Elon Musk's AI chatbot Grok into Palantir's platform technology and potential new business opportunities from the DOGE program to increase the efficiency of the US government continue to drive the share price higher.

Canadian tech firm Credissential is digitizing the US used car market with its AI-powered platform DealerFlow. The technology digitally connects approximately 60,000 independent car dealers and offers a complete service package, including insurance, delivery, and financing. The blockchain-based solution enables dealers to close 15% more deals. The innovative solution comes at the right time, as traditional dealers are losing up to 30% of their sales to existing online competitors.

Deutsche Bank in Spain has to pay a fine of EUR 10 million for unfair business practices and is banned from advising on certain financial instruments for 1 year. Between 2018 and 2021, the bank's advisors sold financial derivatives to small and medium-sized Spanish SMEs without drawing attention to the high risk of loss. The bankers took advantage of weaknesses in the banking system - all the more reason to run something similar to DOGE there.